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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,716 | $209,336-82.5% | $197,124-81.4% | $137,256-73.2% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 26.23% | 48.09%-21.9pp | 44.34%-18.1pp | 220.34%-194.1pp |
| Employer contribution / active EE | $2,723 | $6,591-58.7% | $6,227-56.3% | $4,156-34.5% |
| Participant deferral / active EE | $8,776 | $9,614-8.7% | $9,135-3.9% | $6,407+37.0% |
| Admin fee / account holder | $363 | $17,308-97.9% | $16,298-97.8% | $12,270-97.0% |