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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,319 | $181,062-92.6% | $158,223-91.6% | $155,188-91.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 25.76% | 57.39%-31.6pp | 52.09%-26.3pp | 148.84%-123.1pp |
| Employer contribution / active EE | $3,080 | $4,565-32.5% | $4,109-25.0% | $4,248-27.5% |
| Participant deferral / active EE | $4,223 | $6,134-31.2% | $5,467-22.8% | $6,531-35.3% |
| Admin fee / account holder | $1,320 | $18,825-93.0% | $16,047-91.8% | $14,480-90.9% |