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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,213 | $80,812+83.4% | $160,784-7.8% | $82,448+79.8% |
| Participation rate | 97.6% | 66.2%+31.4pp | 77.0%+20.7pp | 68.1%+29.6pp |
| Annual return | 12.95% | 100.59%-87.6pp | 1803.92%-1791.0pp | 41.64%-28.7pp |
| Employer contribution / active EE | $3,166 | $2,174+45.7% | $3,733-15.2% | $2,551+24.1% |
| Participant deferral / active EE | $7,508 | $4,335+73.2% | $6,293+19.3% | $4,139+81.4% |
| Admin fee / account holder | $23,727 | $7,695+208.3% | $9,717+144.2% | $7,234+228.0% |