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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,016 | $80,705-28.1% | $115,768-49.9% | $67,986-14.7% |
| Participation rate | 91.6% | 63.0%+28.6pp | 74.4%+17.2pp | 57.2%+34.4pp |
| Annual return | 75.74% | 18.49%+57.3pp | 100.46%-24.7pp | 31.67%+44.1pp |
| Employer contribution / active EE | $4,857 | $2,046+137.3% | $2,940+65.2% | $2,019+140.6% |
| Participant deferral / active EE | $10,199 | $3,559+186.6% | $4,917+107.4% | $3,358+203.7% |
| Admin fee / account holder | $772 | $4,135-81.3% | $12,439-93.8% | $3,203-75.9% |