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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,542 | $185,312-61.4% | $161,489-55.7% | $154,746-53.8% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 14.80% | 103.84%-89.0pp | 89.72%-74.9pp | 172.34%-157.5pp |
| Employer contribution / active EE | $2,494 | $4,769-47.7% | $4,268-41.6% | $4,379-43.0% |
| Participant deferral / active EE | $5,230 | $6,350-17.6% | $5,630-7.1% | $6,730-22.3% |
| Admin fee / account holder | $58,348 | $18,654+212.8% | $16,006+264.5% | $14,365+306.2% |