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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,542 | $174,379-59.0% | $152,093-53.0% | $138,895-48.5% |
| Participation rate | 90.0% | 81.6%+8.4pp | 77.8%+12.2pp | 79.9%+10.1pp |
| Annual return | 14.80% | 74.86%-60.1pp | 66.36%-51.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $2,494 | $4,652-46.4% | $4,175-40.3% | $4,194-40.5% |
| Participant deferral / active EE | $5,230 | $6,159-15.1% | $5,451-4.1% | $6,396-18.2% |
| Admin fee / account holder | $58,348 | $16,880+245.7% | $14,497+302.5% | $12,562+364.5% |