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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,271 | $156,398+19.1% | $147,318+26.4% | $138,895+34.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.66% | 78.75%-60.1pp | 70.43%-51.8pp | 145.39%-126.7pp |
| Employer contribution / active EE | $2,205 | $4,853-54.6% | $4,593-52.0% | $4,194-47.4% |
| Participant deferral / active EE | $6,921 | $8,237-16.0% | $7,906-12.5% | $6,396+8.2% |
| Admin fee / account holder | $4,216 | $14,976-71.8% | $13,708-69.2% | $12,562-66.4% |