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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,574 | $100,203-94.4% | $85,240-93.5% | $145,897-96.2% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 17.65% | 84.28%-66.6pp | 66.75%-49.1pp | 552.29%-534.6pp |
| Employer contribution / active EE | $270 | $3,242-91.7% | $2,735-90.1% | $4,663-94.2% |
| Participant deferral / active EE | $1,381 | $5,299-73.9% | $4,527-69.5% | $6,689-79.4% |
| Admin fee / account holder | $372 | $7,265-94.9% | $6,165-94.0% | $13,390-97.2% |