Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,409 | $138,386-97.5% | $184,260-98.2% | $80,935-95.8% |
| Participation rate | 30.4% | 83.9%-53.5pp | 86.8%-56.4pp | 67.7%-37.2pp |
| Annual return | -0.56% | 20.02%-20.6pp | 28.84%-29.4pp | 35.66%-36.2pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $693 | $7,076-90.2% | $9,133-92.4% | $4,299-83.9% |
| Admin fee / account holder | $1,235 | $10,489-88.2% | $13,898-91.1% | $6,924-82.2% |