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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,858 | $110,379-35.8% | $102,412-30.8% | $145,884-51.4% |
| Participation rate | 68.8% | 77.9%-9.2pp | 74.5%-5.8pp | 80.3%-11.6pp |
| Annual return | 13.49% | 24.84%-11.4pp | 24.94%-11.5pp | 551.85%-538.4pp |
| Employer contribution / active EE | $2,339 | $4,216-44.5% | $3,870-39.6% | $4,662-49.8% |
| Participant deferral / active EE | $5,571 | $5,622-0.9% | $5,060+10.1% | $6,690-16.7% |
| Admin fee / account holder | $5,003 | $9,745-48.7% | $8,388-40.4% | $13,392-62.6% |