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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,590 | $29,733+157.6% | $56,025+36.7% | $80,959-5.4% |
| Participation rate | 6.7% | 41.7%-35.1pp | 52.5%-45.8pp | 67.7%-61.0pp |
| Annual return | 11.65% | 35.28%-23.6pp | 1712.69%-1701.0pp | 35.67%-24.0pp |
| Employer contribution / active EE | $293 | $672-56.3% | $1,042-71.8% | $2,757-89.4% |
| Participant deferral / active EE | $2,000 | $1,229+62.7% | $1,955+2.3% | $4,300-53.5% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |