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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,661 | $29,319+355.9% | $52,425+155.0% | $82,448+62.1% |
| Participation rate | 5.9% | 46.9%-41.0pp | 55.6%-49.7pp | 68.1%-62.2pp |
| Annual return | 16.41% | 535.20%-518.8pp | 302.12%-285.7pp | 41.64%-25.2pp |
| Employer contribution / active EE | $235 | $586-59.9% | $914-74.3% | $2,551-90.8% |
| Participant deferral / active EE | $2,382 | $1,171+103.4% | $1,790+33.1% | $4,139-42.4% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |