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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,032 | $29,733-73.0% | $56,025-85.7% | $80,959-90.1% |
| Participation rate | 35.6% | 41.7%-6.2pp | 52.5%-17.0pp | 67.7%-32.1pp |
| Annual return | 17.21% | 35.28%-18.1pp | 1712.69%-1695.5pp | 35.67%-18.5pp |
| Employer contribution / active EE | $312 | $672-53.6% | $1,042-70.1% | $2,757-88.7% |
| Participant deferral / active EE | $1,298 | $1,229+5.6% | $1,955-33.6% | $4,300-69.8% |
| Admin fee / account holder | $34 | $2,434-98.6% | $2,828-98.8% | $6,925-99.5% |