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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,618 | $95,453-67.9% | $112,040-72.7% | $82,448-62.9% |
| Participation rate | 94.9% | 72.8%+22.1pp | 76.5%+18.4pp | 68.1%+26.8pp |
| Annual return | 16.96% | 23.92%-7.0pp | 24.52%-7.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $2,641 | $2,318+14.0% | $2,954-10.6% | $2,551+3.5% |
| Participant deferral / active EE | $4,764 | $4,224+12.8% | $5,098-6.6% | $4,139+15.1% |
| Admin fee / account holder | $1,049 | $9,013-88.4% | $12,098-91.3% | $7,234-85.5% |