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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,618 | $97,550-68.6% | $120,344-74.6% | $87,485-65.0% |
| Participation rate | 94.9% | 72.8%+22.0pp | 76.7%+18.2pp | 68.9%+25.9pp |
| Annual return | 16.96% | 18.41%-1.5pp | 20.30%-3.3pp | 26.06%-9.1pp |
| Employer contribution / active EE | $2,641 | $2,291+15.3% | $3,020-12.5% | $2,596+1.7% |
| Participant deferral / active EE | $4,764 | $4,230+12.6% | $5,135-7.2% | $4,274+11.5% |
| Admin fee / account holder | $1,049 | $9,543-89.0% | $12,742-91.8% | $7,775-86.5% |