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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,937 | $56,063-96.5% | $76,051-97.5% | $80,911-97.6% |
| Participation rate | 82.3% | 62.0%+20.3pp | 69.1%+13.2pp | 67.6%+14.6pp |
| Annual return | 14.75% | 20.54%-5.8pp | 360.42%-345.7pp | 35.63%-20.9pp |
| Employer contribution / active EE | $616 | $1,874-67.1% | $2,690-77.1% | $2,756-77.6% |
| Participant deferral / active EE | $1,188 | $3,052-61.1% | $4,257-72.1% | $4,297-72.4% |
| Admin fee / account holder | $135 | $5,240-97.4% | $6,416-97.9% | $6,935-98.1% |