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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,997 | $117,895-78.8% | $102,460-75.6% | $145,897-82.9% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 14.71% | 31.92%-17.2pp | 29.47%-14.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $2,394 | $3,619-33.8% | $3,025-20.8% | $4,663-48.6% |
| Participant deferral / active EE | $3,417 | $5,736-40.4% | $5,056-32.4% | $6,689-48.9% |
| Admin fee / account holder | $4,847 | $13,353-63.7% | $9,460-48.8% | $13,390-63.8% |