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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,506 | $55,902-41.9% | $76,030-57.2% | $80,959-59.8% |
| Participation rate | 28.0% | 62.1%-34.1pp | 69.1%-41.1pp | 67.7%-39.7pp |
| Annual return | 20.29% | 20.59%-0.3pp | 361.54%-341.2pp | 35.67%-15.4pp |
| Employer contribution / active EE | $532 | $1,867-71.5% | $2,688-80.2% | $2,757-80.7% |
| Participant deferral / active EE | $2,282 | $3,051-25.2% | $4,257-46.4% | $4,300-46.9% |
| Admin fee / account holder | $493 | $5,239-90.6% | $6,421-92.3% | $6,925-92.9% |