Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,645 | $76,407-66.4% | $150,298-82.9% | $82,448-68.9% |
| Participation rate | 56.4% | 66.4%-10.0pp | 77.8%-21.3pp | 68.1%-11.7pp |
| Annual return | 30.93% | 39.99%-9.1pp | 62.79%-31.9pp | 41.64%-10.7pp |
| Employer contribution / active EE | $1,613 | $2,614-38.3% | $4,154-61.2% | $2,551-36.8% |
| Participant deferral / active EE | $2,755 | $3,214-14.3% | $5,453-49.5% | $4,139-33.4% |
| Admin fee / account holder | $1,742 | $6,352-72.6% | $14,116-87.7% | $7,234-75.9% |