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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,751 | $86,940-2.5% | $102,434-17.3% | $80,935+4.7% |
| Participation rate | 85.0% | 72.4%+12.6pp | 76.5%+8.5pp | 67.7%+17.3pp |
| Annual return | 17.42% | 18.89%-1.5pp | 29.46%-12.0pp | 35.66%-18.2pp |
| Employer contribution / active EE | $961 | $2,370-59.4% | $3,023-68.2% | $2,757-65.1% |
| Participant deferral / active EE | $5,937 | $4,121+44.1% | $5,055+17.4% | $4,299+38.1% |
| Admin fee / account holder | $10,329 | $8,047+28.4% | $9,462+9.2% | $6,924+49.2% |