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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,893 | $126,661-74.0% | $113,397-71.0% | $138,895-76.3% |
| Participation rate | 44.4% | 79.4%-35.0pp | 76.5%-32.1pp | 79.9%-35.5pp |
| Annual return | 77.86% | 25.05%+52.8pp | 23.20%+54.7pp | 145.39%-67.5pp |
| Employer contribution / active EE | $354 | $3,456-89.8% | $2,977-88.1% | $4,194-91.6% |
| Participant deferral / active EE | $6,467 | $5,693+13.6% | $5,076+27.4% | $6,396+1.1% |
| Admin fee / account holder | $81 | $14,549-99.4% | $11,957-99.3% | $12,562-99.4% |