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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,623 | $134,817-90.6% | $123,973-89.8% | $155,188-91.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 9.89% | 515.49%-505.6pp | 388.13%-378.2pp | 148.84%-138.9pp |
| Employer contribution / active EE | $8,980 | $4,425+102.9% | $4,126+117.7% | $4,248+111.4% |
| Participant deferral / active EE | $0 | $5,706-100.0% | $5,247-100.0% | $6,531-100.0% |
| Admin fee / account holder | $8,225 | $13,245-37.9% | $11,799-30.3% | $14,480-43.2% |