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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,425 | $29,319-54.2% | $52,425-74.4% | $82,448-83.7% |
| Participation rate | 96.3% | 46.9%+49.4pp | 55.6%+40.7pp | 68.1%+28.2pp |
| Annual return | 23.42% | 535.20%-511.8pp | 302.12%-278.7pp | 41.64%-18.2pp |
| Employer contribution / active EE | $2,093 | $586+256.9% | $914+129.0% | $2,551-17.9% |
| Participant deferral / active EE | $4,431 | $1,171+278.3% | $1,790+147.5% | $4,139+7.0% |
| Admin fee / account holder | $2,962 | $1,962+51.0% | $2,495+18.7% | $7,234-59.1% |