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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,830 | $25,014+91.2% | $69,623-31.3% | $80,935-40.9% |
| Participation rate | 68.6% | 64.2%+4.4pp | 66.4%+2.2pp | 67.7%+1.0pp |
| Annual return | 18.06% | 19.08%-1.0pp | 101.23%-83.2pp | 35.66%-17.6pp |
| Employer contribution / active EE | $2,199 | $991+121.8% | $1,709+28.7% | $2,757-20.2% |
| Participant deferral / active EE | $5,965 | $1,840+224.3% | $2,890+106.4% | $4,299+38.7% |
| Admin fee / account holder | $6,846 | $2,491+174.8% | $4,696+45.8% | $6,924-1.1% |