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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,848 | $111,535-68.8% | $105,223-66.9% | $137,256-74.6% |
| Participation rate | 55.0% | 78.1%-23.1pp | 75.0%-20.0pp | 80.0%-25.0pp |
| Annual return | 24.97% | 237.85%-212.9pp | 180.65%-155.7pp | 220.34%-195.4pp |
| Employer contribution / active EE | $2,667 | $3,939-32.3% | $3,689-27.7% | $4,156-35.8% |
| Participant deferral / active EE | $4,625 | $5,500-15.9% | $5,072-8.8% | $6,407-27.8% |
| Admin fee / account holder | $249 | $9,721-97.4% | $8,859-97.2% | $12,270-98.0% |