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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,848 | $129,737-73.1% | $119,126-70.7% | $154,746-77.5% |
| Participation rate | 55.0% | 78.9%-23.9pp | 75.8%-20.8pp | 80.7%-25.7pp |
| Annual return | 24.97% | 379.08%-354.1pp | 282.11%-257.1pp | 172.34%-147.4pp |
| Employer contribution / active EE | $2,667 | $4,375-39.0% | $4,034-33.9% | $4,379-39.1% |
| Participant deferral / active EE | $4,625 | $5,842-20.8% | $5,318-13.0% | $6,730-31.3% |
| Admin fee / account holder | $249 | $11,961-97.9% | $10,693-97.7% | $14,365-98.3% |