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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,848 | $114,119-69.5% | $107,187-67.5% | $138,895-74.9% |
| Participation rate | 55.0% | 78.1%-23.1pp | 75.0%-20.0pp | 79.9%-24.9pp |
| Annual return | 24.97% | 273.21%-248.2pp | 204.55%-179.6pp | 145.39%-120.4pp |
| Employer contribution / active EE | $2,667 | $4,059-34.3% | $3,782-29.5% | $4,194-36.4% |
| Participant deferral / active EE | $4,625 | $5,538-16.5% | $5,096-9.2% | $6,396-27.7% |
| Admin fee / account holder | $249 | $10,024-97.5% | $9,162-97.3% | $12,562-98.0% |