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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,858 | $124,980-93.7% | $108,359-92.7% | $154,746-94.9% |
| Participation rate | 69.2% | 75.2%-5.9pp | 70.1%-0.9pp | 80.7%-11.5pp |
| Annual return | 20.11% | 45.00%-24.9pp | 36.89%-16.8pp | 172.34%-152.2pp |
| Employer contribution / active EE | $1,027 | $2,851-64.0% | $2,399-57.2% | $4,379-76.5% |
| Participant deferral / active EE | $1,544 | $4,743-67.4% | $4,137-62.7% | $6,730-77.1% |
| Admin fee / account holder | $121 | $11,502-99.0% | $9,741-98.8% | $14,365-99.2% |