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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,531 | $102,938-38.3% | $94,105-32.5% | $138,895-54.3% |
| Participation rate | 75.0% | 74.6%+0.4pp | 71.9%+3.1pp | 79.9%-4.9pp |
| Annual return | 14.89% | 250.28%-235.4pp | 204.55%-189.7pp | 145.39%-130.5pp |
| Employer contribution / active EE | $1,535 | $2,732-43.8% | $2,504-38.7% | $4,194-63.4% |
| Participant deferral / active EE | $1,996 | $4,196-52.4% | $3,881-48.6% | $6,396-68.8% |
| Admin fee / account holder | $573 | $6,600-91.3% | $6,199-90.8% | $12,562-95.4% |