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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,531 | $101,618-37.5% | $93,063-31.7% | $137,256-53.7% |
| Participation rate | 75.0% | 74.9%+0.1pp | 72.1%+2.9pp | 80.0%-5.0pp |
| Annual return | 14.89% | 223.95%-209.1pp | 34.15%-19.3pp | 220.34%-205.5pp |
| Employer contribution / active EE | $1,535 | $2,707-43.3% | $2,476-38.0% | $4,156-63.1% |
| Participant deferral / active EE | $1,996 | $4,279-53.4% | $3,958-49.6% | $6,407-68.8% |
| Admin fee / account holder | $573 | $6,198-90.8% | $6,033-90.5% | $12,270-95.3% |