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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,797 | $183,539-80.0% | $155,556-76.3% | $145,897-74.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.37% | 61.31%-48.9pp | 64.84%-52.5pp | 552.29%-539.9pp |
| Employer contribution / active EE | $4,110 | $5,315-22.7% | $4,675-12.1% | $4,663-11.8% |
| Participant deferral / active EE | $4,418 | $6,467-31.7% | $5,631-21.5% | $6,689-34.0% |
| Admin fee / account holder | $8,837 | $19,275-54.2% | $15,885-44.4% | $13,390-34.0% |