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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,915 | $172,111-94.8% | $150,298-94.1% | $137,256-93.5% |
| Participation rate | 77.8% | 81.7%-3.9pp | 77.8%0pp | 80.0%-2.2pp |
| Annual return | 22.16% | 69.37%-47.2pp | 62.79%-40.6pp | 220.34%-198.2pp |
| Employer contribution / active EE | $2,368 | $4,636-48.9% | $4,154-43.0% | $4,156-43.0% |
| Participant deferral / active EE | $3,069 | $6,166-50.2% | $5,453-43.7% | $6,407-52.1% |
| Admin fee / account holder | $2,669 | $16,471-83.8% | $14,116-81.1% | $12,270-78.2% |