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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,699 | $52,353-66.2% | $120,225-85.3% | $82,448-78.5% |
| Participation rate | 92.0% | 58.3%+33.7pp | 69.6%+22.4pp | 68.1%+23.9pp |
| Annual return | 17.58% | 61.85%-44.3pp | 439.23%-421.6pp | 41.64%-24.1pp |
| Employer contribution / active EE | $906 | $1,510-40.0% | $3,475-73.9% | $2,551-64.5% |
| Participant deferral / active EE | $1,655 | $2,627-37.0% | $3,999-58.6% | $4,139-60.0% |
| Admin fee / account holder | $2,153 | $4,363-50.7% | $5,696-62.2% | $7,234-70.2% |