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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,860 | $172,111-57.7% | $150,298-51.5% | $137,256-46.9% |
| Participation rate | 62.5% | 81.7%-19.2pp | 77.8%-15.3pp | 80.0%-17.5pp |
| Annual return | 17.83% | 69.37%-51.5pp | 62.79%-45.0pp | 220.34%-202.5pp |
| Employer contribution / active EE | $2,703 | $4,636-41.7% | $4,154-34.9% | $4,156-35.0% |
| Participant deferral / active EE | $6,197 | $6,166+0.5% | $5,453+13.6% | $6,407-3.3% |
| Admin fee / account holder | $559 | $16,471-96.6% | $14,116-96.0% | $12,270-95.4% |