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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,860 | $24,618+41.6% | $71,585-51.3% | $82,637-57.8% |
| Participation rate | 46.7% | 68.2%-21.5pp | 68.2%-21.5pp | 68.1%-21.4pp |
| Annual return | 21.40% | 93.17%-71.8pp | 59.26%-37.9pp | 53.51%-32.1pp |
| Employer contribution / active EE | $862 | $852+1.2% | $1,669-48.3% | $2,552-66.2% |
| Participant deferral / active EE | $3,593 | $1,720+108.8% | $2,923+22.9% | $4,126-12.9% |
| Admin fee / account holder | $486 | $3,285-85.2% | $4,712-89.7% | $7,339-93.4% |