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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,152 | $115,225-59.1% | $100,712-53.2% | $138,895-66.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 20.47% | 40.35%-19.9pp | 33.27%-12.8pp | 145.39%-124.9pp |
| Employer contribution / active EE | $1,542 | $2,771-44.4% | $2,313-33.3% | $4,194-63.2% |
| Participant deferral / active EE | $3,855 | $4,699-18.0% | $4,085-5.6% | $6,396-39.7% |
| Admin fee / account holder | $367 | $10,844-96.6% | $9,256-96.0% | $12,562-97.1% |