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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,117 | $156,398-25.1% | $147,318-20.5% | $138,895-15.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.68% | 78.75%-61.1pp | 70.43%-52.8pp | 145.39%-127.7pp |
| Employer contribution / active EE | $3,356 | $4,853-30.9% | $4,593-26.9% | $4,194-20.0% |
| Participant deferral / active EE | $16,473 | $8,237+100.0% | $7,906+108.4% | $6,396+157.5% |
| Admin fee / account holder | $1,093 | $14,976-92.7% | $13,708-92.0% | $12,562-91.3% |