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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,608 | $90,530-91.6% | $76,030-90.0% | $145,897-94.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 15.53% | 625.08%-609.6pp | 361.54%-346.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,501 | $3,319-54.8% | $2,688-44.2% | $4,663-67.8% |
| Participant deferral / active EE | $2,444 | $5,164-52.7% | $4,257-42.6% | $6,689-63.5% |
| Admin fee / account holder | $381 | $8,383-95.5% | $6,421-94.1% | $13,390-97.2% |