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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,168 | $172,111-52.8% | $150,298-46.0% | $137,256-40.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.79% | 69.37%-54.6pp | 62.79%-48.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $11,006 | $4,636+137.4% | $4,154+164.9% | $4,156+164.8% |
| Participant deferral / active EE | $9,734 | $6,166+57.9% | $5,453+78.5% | $6,407+51.9% |
| Admin fee / account holder | $303 | $16,471-98.2% | $14,116-97.9% | $12,270-97.5% |