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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC1 year Service code 99 · EIN 22-3570392 | Other Fees | $19,184 |
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $2,850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,085 | $78,562-45.2% | $105,608-59.2% | $74,429-42.1% |
| Participation rate | 62.4% | 72.8%-10.4pp | 75.3%-12.9pp | 67.2%-4.8pp |
| Annual return | 14.21% | 15.94%-1.7pp | 116.50%-102.3pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $2,481 | $2,521-1.6% | $3,167-21.7% | $2,625-5.5% |
| Participant deferral / active EE | $4,909 | $4,321+13.6% | $5,010-2.0% | $4,348+12.9% |
| Admin fee / account holder | $15 | $2,217-99.3% | $11,028-99.9% | $1,944-99.2% |