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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,213 | $23,330-90.5% | $64,489-96.6% | $82,448-97.3% |
| Participation rate | 72.2% | 68.3%+3.9pp | 67.7%+4.5pp | 68.1%+4.1pp |
| Annual return | 10.14% | 83.66%-73.5pp | 55.03%-44.9pp | 41.64%-31.5pp |
| Employer contribution / active EE | $220 | $824-73.3% | $1,523-85.6% | $2,551-91.4% |
| Participant deferral / active EE | $913 | $1,707-46.5% | $2,778-67.1% | $4,139-77.9% |
| Admin fee / account holder | $835 | $2,946-71.6% | $4,260-80.4% | $7,234-88.5% |