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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,284 | $160,040-79.2% | $147,096-77.4% | $145,877-77.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.07% | 98.49%-90.4pp | 419.75%-411.7pp | 551.28%-543.2pp |
| Employer contribution / active EE | $5,410 | $5,289+2.3% | $4,936+9.6% | $4,663+16.0% |
| Participant deferral / active EE | $8,771 | $8,429+4.1% | $8,071+8.7% | $6,691+31.1% |
| Admin fee / account holder | $155,018 | $15,050+930.0% | $13,005+1092.0% | $13,402+1056.7% |