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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,359 | $201,372-34.8% | $184,260-28.7% | $145,884-10.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.58% | 29.04%-12.5pp | 28.84%-12.3pp | 551.85%-535.3pp |
| Employer contribution / active EE | $16,083 | $7,024+129.0% | $6,427+150.2% | $4,662+245.0% |
| Participant deferral / active EE | $22,905 | $9,808+133.5% | $9,133+150.8% | $6,690+242.4% |
| Admin fee / account holder | $1,022 | $16,362-93.8% | $13,898-92.6% | $13,392-92.4% |