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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,527 | $209,336-61.5% | $197,124-59.1% | $137,256-41.3% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 29.88% | 48.09%-18.2pp | 44.34%-14.5pp | 220.34%-190.5pp |
| Employer contribution / active EE | $6,279 | $6,591-4.7% | $6,227+0.8% | $4,156+51.1% |
| Participant deferral / active EE | $9,112 | $9,614-5.2% | $9,135-0.2% | $6,407+42.2% |
| Admin fee / account holder | $18,995 | $17,308+9.8% | $16,298+16.5% | $12,270+54.8% |