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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,527 | $275,752-70.8% | $256,809-68.6% | $198,609-59.5% |
| Participation rate | 75.0% | 89.2%-14.2pp | 88.5%-13.5pp | 82.4%-7.4pp |
| Annual return | 29.88% | 34.81%-4.9pp | 32.73%-2.8pp | 202.70%-172.8pp |
| Employer contribution / active EE | $6,279 | $7,721-18.7% | $7,263-13.5% | $5,055+24.2% |
| Participant deferral / active EE | $9,112 | $10,037-9.2% | $9,520-4.3% | $6,977+30.6% |
| Admin fee / account holder | $18,995 | $25,716-26.1% | $25,146-24.5% | $19,030-0.2% |