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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,957 | $24,618-67.7% | $71,585-88.9% | $82,637-90.4% |
| Participation rate | 74.0% | 68.2%+5.8pp | 68.2%+5.8pp | 68.1%+5.9pp |
| Annual return | 20.55% | 93.17%-72.6pp | 59.26%-38.7pp | 53.51%-33.0pp |
| Employer contribution / active EE | $912 | $852+7.0% | $1,669-45.4% | $2,552-64.3% |
| Participant deferral / active EE | $1,980 | $1,720+15.1% | $2,923-32.3% | $4,126-52.0% |
| Admin fee / account holder | $1,788 | $3,285-45.6% | $4,712-62.0% | $7,339-75.6% |