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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,604 | $100,262-92.4% | $81,370-90.7% | $145,897-94.8% |
| Participation rate | 66.7% | 74.3%-7.6pp | 69.5%-2.9pp | 80.3%-13.6pp |
| Annual return | 12.79% | 34.52%-21.7pp | 24.85%-12.1pp | 552.29%-539.5pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,471 | $4,612-24.7% | $3,885-10.7% | $6,689-48.1% |
| Admin fee / account holder | $2,260 | $8,163-72.3% | $5,749-60.7% | $13,390-83.1% |