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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,697 | $116,167-90.8% | $64,489-83.4% | $137,256-92.2% |
| Participation rate | 57.1% | 68.2%-11.0pp | 67.7%-10.6pp | 80.0%-22.8pp |
| Annual return | 21.62% | 36.55%-14.9pp | 55.03%-33.4pp | 220.34%-198.7pp |
| Employer contribution / active EE | $809 | $2,483-67.4% | $1,523-46.9% | $4,156-80.5% |
| Participant deferral / active EE | $1,006 | $4,215-76.1% | $2,778-63.8% | $6,407-84.3% |
| Admin fee / account holder | $16 | $6,188-99.7% | $4,260-99.6% | $12,270-99.9% |