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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,887 | $117,846-72.1% | $102,434-67.9% | $145,884-77.5% |
| Participation rate | 91.3% | 78.6%+12.7pp | 76.5%+14.8pp | 80.3%+11.0pp |
| Annual return | 14.11% | 31.90%-17.8pp | 29.46%-15.3pp | 551.85%-537.7pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,815 | $5,733+18.9% | $5,055+34.8% | $6,690+1.9% |
| Admin fee / account holder | $4,215 | $13,356-68.4% | $9,462-55.5% | $13,392-68.5% |