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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,570 | $72,471-79.9% | $94,215-84.5% | $86,983-83.2% |
| Participation rate | 95.2% | 63.9%+31.4pp | 70.0%+25.3pp | 69.5%+25.7pp |
| Annual return | 33.88% | 26.44%+7.4pp | 28.22%+5.7pp | 25.83%+8.1pp |
| Employer contribution / active EE | $0 | $1,936-100.0% | $2,675-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $3,806 | $3,397+12.1% | $4,276-11.0% | $4,194-9.2% |
| Admin fee / account holder | $1,663 | $6,468-74.3% | $10,216-83.7% | $7,856-78.8% |