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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,618 | $181,062+2.0% | $158,223+16.7% | $155,188+19.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 14.21% | 57.39%-43.2pp | 52.09%-37.9pp | 148.84%-134.6pp |
| Employer contribution / active EE | $0 | $4,565-100.0% | $4,109-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $6,008 | $6,134-2.1% | $5,467+9.9% | $6,531-8.0% |
| Admin fee / account holder | $3,513 | $18,825-81.3% | $16,047-78.1% | $14,480-75.7% |