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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,694 | $101,618-98.3% | $93,063-98.2% | $137,256-98.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 22.34% | 223.95%-201.6pp | 34.15%-11.8pp | 220.34%-198.0pp |
| Employer contribution / active EE | $863 | $2,707-68.1% | $2,476-65.2% | $4,156-79.2% |
| Participant deferral / active EE | $1,372 | $4,279-67.9% | $3,958-65.3% | $6,407-78.6% |
| Admin fee / account holder | $519 | $6,198-91.6% | $6,033-91.4% | $12,270-95.8% |