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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,303 | $111,878+53.1% | $93,727+82.8% | $145,897+17.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 15.73% | 204.28%-188.5pp | 133.83%-118.1pp | 552.29%-536.6pp |
| Employer contribution / active EE | $21,750 | $3,092+603.4% | $2,421+798.3% | $4,663+366.5% |
| Participant deferral / active EE | $11,500 | $4,920+133.7% | $4,417+160.4% | $6,689+71.9% |
| Admin fee / account holder | $623 | $10,256-93.9% | $8,292-92.5% | $13,390-95.3% |