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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,033 | $29,736-93.2% | $56,033-96.4% | $80,935-97.5% |
| Participation rate | 46.6% | 41.7%+4.9pp | 52.5%-5.9pp | 67.7%-21.1pp |
| Annual return | 14.24% | 35.28%-21.0pp | 1711.38%-1697.1pp | 35.66%-21.4pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $799 | $1,228-35.0% | $1,954-59.1% | $4,299-81.4% |
| Admin fee / account holder | $85 | $2,434-96.5% | $2,827-97.0% | $6,924-98.8% |