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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,831 | $58,848-79.9% | $88,179-86.6% | $82,637-85.7% |
| Participation rate | 54.1% | 57.9%-3.8pp | 69.1%-15.1pp | 68.1%-14.0pp |
| Annual return | 22.97% | 22.76%+0.2pp | 64.97%-42.0pp | 53.51%-30.5pp |
| Employer contribution / active EE | $1,286 | $1,678-23.4% | $2,549-49.5% | $2,552-49.6% |
| Participant deferral / active EE | $1,786 | $3,124-42.8% | $4,614-61.3% | $4,126-56.7% |
| Admin fee / account holder | $1,345 | $4,795-71.9% | $7,673-82.5% | $7,339-81.7% |