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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,535 | $155,555+135.0% | $146,866+148.9% | $155,188+135.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.15% | 115.41%-99.3pp | 102.85%-86.7pp | 148.84%-132.7pp |
| Employer contribution / active EE | $5,162 | $4,647+11.1% | $4,425+16.7% | $4,248+21.5% |
| Participant deferral / active EE | $15,722 | $8,044+95.4% | $7,759+102.6% | $6,531+140.7% |
| Admin fee / account holder | $1,634 | $14,755-88.9% | $13,620-88.0% | $14,480-88.7% |