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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,018 | $162,967-13.5% | $135,792+3.8% | $138,895+1.5% |
| Participation rate | 69.6% | 78.3%-8.8pp | 72.6%-3.0pp | 79.9%-10.4pp |
| Annual return | 22.29% | 30.08%-7.8pp | 25.96%-3.7pp | 145.39%-123.1pp |
| Employer contribution / active EE | $1,859 | $4,211-55.8% | $3,496-46.8% | $4,194-55.7% |
| Participant deferral / active EE | $5,105 | $5,640-9.5% | $4,759+7.3% | $6,396-20.2% |
| Admin fee / account holder | $1,039 | $15,306-93.2% | $12,266-91.5% | $12,562-91.7% |